PA & NJ Program Finder · Confidential
🏠 Free Program Matching

See which programs you should apply for

Answer a few questions and we'll check 120 programs across PA and NJ — state, county, municipal, nonprofit, and bank grants — and tell you which ones are worth applying for.

$52K+
Max potential assistance
120
Programs checked
~4 min
To complete
1
Location & Property
2
Buyer Profile
3
Income & Finances
4
Special Eligibility
5
Your Results
Where are you buying?
Location is the first filter — many programs are county or city-specific.
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Purchase Location

Why this matters: Programs like Philly First Home are limited to Philadelphia only. Chester County DPA is for Chester County residents. Your county and city determine which local programs you can access on top of statewide ones.
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Property Details

$350,000
$100K$800K+
Step 1 of 4
Tell us about yourself
First-time buyer status, household size, and prior ownership history affect most programs.
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Ownership History

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Household

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First-Generation Homebuyer Status

First-Generation programs (like NJHMFA's +$7,000 supplement) require that your parents/guardians currently have NO ownership interest in any residential property anywhere. This can add significant assistance.
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Employment / Profession

Step 2 of 4
Income & Financial Profile
Income determines which AMI brackets you fall into. Credit and assets affect which specific programs are worth applying for.
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Household Income

Gross household income = combined income of all adults living in the home. Include wages, self-employment, Social Security, disability, child support, rental income, and any other regular income source.
$75,000
$20K$200K+
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Credit Profile

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Assets & Savings

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Down Payment

Step 3 of 4
Special Eligibility Factors
These factors unlock additional programs or increase your assistance amount.
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Military / Veteran Status

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Disability

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Employer Assistance

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Property Condition & Rural Status

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Homebuyer Education

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Contact Information

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Your information is used solely to match you against assistance programs and may be used to connect you with housing professionals who can help you apply. We do not sell your data to third parties. By submitting, you agree to our privacy policy and consent to being contacted about homebuying assistance options.
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This tool checks 120 programs across PA and NJ including state, county, municipal, nonprofit, and bank grant programs. Results are based on the highest regional AMI for your state — actual AMI limits vary by property address and census tract. This tool tells you which programs are worth applying for — it does not approve or guarantee eligibility for any program. We are a licensed mortgage brokerage, not a grant administrator. Final eligibility is always determined by each program's administrator. Always verify directly before applying.
Step 4 of 4
📬
Check your inbox
We sent a 6-digit code to:
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Didn't get it?
Free Consultation
Talk to a Loan Officer
A licensed loan officer will review your recommended programs, help you determine which ones fit your specific situation, and guide you through the application process — no obligation.
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Phone Call
💬
Text Message
✉️
Email
Morning (8am–12pm)
Afternoon (12pm–5pm)
Evening (5pm–8pm)
Anytime
🏠 Buy my first home
🔄 Refinance my current home
💰 Access down payment assistance
📉 Lower my monthly payment
🔨 Home improvement / rehab loan
❓ Just exploring options
By requesting a consultation you consent to being contacted by a licensed loan officer regarding mortgage and homebuying assistance programs. No obligation.
✓
You're all set!
A loan officer will be in touch shortly.
🔧 Free Repair Program Matching

Find repair programs worth applying for

Already own your home? Answer a few questions and we'll check 37 repair and rehab programs across PA and NJ and tell you which ones are worth applying for based on your situation.

$50K+
Max potential assistance
37
Programs checked
~3 min
To complete
1
Your Home
2
Household
3
Income & Need
4
Contact
5
Your Results
Tell us about your home
Location and property type determine which programs are available to you.
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Location

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Property Details

Yes
No — I rent or it's a second home
Yes, current
Behind on payments
No mortgage / paid off
Step 1 of 4
About your household
Household size and demographics unlock specific program categories.
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Household Composition

Yes
No
Yes
No
Yes
No
Yes
No
Yes / unsure
No, suburban or urban
Yes
No / lapsed
Step 2 of 4
Income & repair needs
Most programs are income-based. Be as accurate as possible for the best match.
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Household Income

$45,000
$10K$150K+
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What repairs do you need?

Select all that apply — this determines which specific programs you may match.

🏚️ Roof repair or replacement
🔥 Furnace / heating system
⚡ Energy efficiency / weatherization
🚿 Plumbing or water/sewer
💡 Electrical system
⚠️ Lead paint removal
♿ Accessibility modifications (ramps, grab bars)
🌊 Septic / sewer connection
🧱 Foundation or structural
🍄 Mold or moisture
🪟 Windows or exterior doors
📋 Code violations / failed inspection
🔧 General rehabilitation
🚨 Emergency / safety hazard
Yes — urgent
No — can wait
Yes
No / behind
🛒 SNAP (food stamps)
🔥 LIHEAP (heating assistance)
💙 SSI / Social Security Disability
👨‍👩‍👧 TANF (cash assistance)
🏥 Medicaid / Medical Assistance
None of the above
Step 3 of 4
Almost done — contact info
We'll verify your email and show your personalized results.
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Your information is used to match you against assistance programs. We may connect you with housing professionals who can help you apply. We do not sell your data to third parties.
📋
This tool checks 37 repair and rehab programs across PA and NJ. Results are based on the highest regional AMI — actual income limits vary by your specific property address and census tract. This tool identifies programs worth applying for — it does not approve or guarantee eligibility. Final eligibility is determined by each program's administrator.
Step 4 of 4
Unlock Your Full Results
One-time payment — see every program, amount, and application link.
Name on card
Card details
🔒 Secured by Stripe · We never store your card details